As you go through the process, you’ll have questions- ask!  I’m here to help.  But in the event you’d like to explore an idea on your own, these are some useful tools to have at your disposal.

Mortgage Calculator:  How much will you be spending each month?  Don’t forget to plan for PITI: Principal, Interest, Taxes, Insurance and any HOA or Condo Fees.

Is it Better to Rent or Buy? The NY Times worked up a fantastic calculator to help you decide what is the best Next Step for you over the long term.  Everyone is different- so find out how it all adds up!

How Do Extra Mortgage Payments Affect Your Loan?

Along with very useful calculators, The Mortgage Professor.com offers a series of interesting Articles on loans, including types of loans, interest rates, private mortgage insurance, the effect of early payoffs, etc. Definitely worth a visit as you research what mortgage would be best for you.

Find A Home to Call Your Own And now- to the hunt!!